Sunday, November 9, 2025

The Pyrrhic Victory: How Duy Loi "Won" the Battle But Lost the IP War in Japan 🏴‍☠️⚖️

 

Etymology Corner 📚✨

"Pyrrhic Victory" comes from King Pyrrhus of Epirus, who defeated the Romans in 279 BC but suffered such devastating losses that he reportedly said: "One more such victory and we are lost!" The term now describes winning at too high a cost—exactly what happened to Duy Loi in Japan. 😔


The Nutshell Version 🥜

Over 20 years ago, Vietnamese company Duy Loi Manufacturing celebrated a "legal victory" in Japan that made headlines back home. The reality? They won the lawsuit but permanently lost the exclusive right to their folding hammock design in the Japanese market.

This isn't just a story—it's a cautionary tale for every Vietnamese startup, inventor, and entrepreneur dreaming of going global. Let's dissect what really happened! 🔬⚖️


🎯 The Core Problem: "First to Create" ≠ "First to Own"

What Everyone Thought Happened 🤔

"Vietnamese company defeats Japanese competitor! Justice prevails!" 🎉

What Actually Happened 😱

"Vietnamese company successfully neutralizes competitor's weapon... by sacrificing their own exclusive rights forever." 💔







🔍 The Legal Mechanics: How Did This Happen?

Part 1: The Opponent's Clever Strategy 🧠

Why did Company X register a Utility Model (GPHI) instead of Industrial Design (KDCN)? This wasn't random—it was strategic brilliance (albeit ethically questionable):

Advantage #1: Lightning-Fast Registration

  • Utility Model (GPHI): Non-substantive examination, granted in ~4 months
  • Industrial Design (KDCN): Full examination, takes 6-12+ months
  • Patent (Sáng chế): Rigorous examination, 2-5+ years

Company X weaponized the speed of GPHI to establish legal dominance before Duy Loi could react! 🏃‍♂️💨

Advantage #2: Functional Features Protected 🔧

Duy Loi's folding mechanism was highly functional (folding structure, safety locks, stability). Under Industrial Design law, purely functional features can be excluded from protection. But under Utility Model law? Fair game! 🎯

Advantage #3: Maximum Legal Power ⚡🛡️

Once granted, JP3081528U gave Company X the power to:

  • ✅ Block Duy Loi's exports
  • ✅ Demand $4 USD/unit royalty fees
  • ✅ Sue for infringement
  • ✅ Control the market

Part 2: Why JPO Invalidated JP3081528U 🏛️⚖️

The Japan Patent Office (JPO) didn't rule that Company X's design lacked novelty—they ruled it lacked inventive step under Article 3(2) of Japan's Utility Model Act.

Translation: "Sure, there are some differences... but they're so obvious that anyone in the industry could've come up with them!" 🤷‍♂️

The Three "Innovations" That Weren't 😏

Different Feature 1: Angle of Suspension Rod 📐

  • Company X's claim: "We optimized the angle for better balance!"
  • JPO's response: "That's just normal design tweaking. ⚙️ Any engineer would try different angles."

Different Feature 2: Locking Pin/Rod Structure 🔩

  • Company X's claim: "Our rotating lock mechanism is innovative!"
  • JPO's response: "Rotating locks are very ordinary in machine design. 🛠️ Nothing special here."

Different Feature 3: Secondary Locking Structure 🔐

  • Company X's claim: "This extra lock adds security!"
  • JPO's response: "Same as Feature 2. Standard mechanical practice."

JPO's Conclusion: Based on Duy Loi's publicly available design, any person with average knowledge in the field could very easily arrive at Company X's "invention." Therefore: No inventive step = No protection!


💔 The Bitter Price of "Victory"

What Duy Loi Had to Do 😰

To invalidate JP3081528U, Duy Loi was forced to argue:

"Your Honor, Company X's design isn't innovative because OUR design—which we publicly disclosed in Vietnam—already shows these features. It's prior art!" 📢

The Legal Consequence 😱

By using their own published design as prior art (evidence of pre-existing technology), Duy Loi legally confirmed that their folding hammock design was:

  • ✅ Publicly known
  • ✅ Part of the state of the art
  • No longer novel

Result: The design became PUBLIC DOMAIN in Japan. Anyone can now manufacture, sell, and export the same folding hammock without paying Duy Loi a single yen! 💸❌

What They Gained vs. What They Lost ⚖️

✅ What Duy Loi Won❌ What Duy Loi Lost
Avoided $4/unit royalty paymentsExclusive rights in Japan (forever)
Right to export to JapanAbility to stop copycats
No infringement lawsuitsRoyalty income potential
Moral victory (sort of)Competitive advantage
Market control
Strategic positioning

Bottom Line: Duy Loi traded long-term monopoly for short-term survival. 😔


🏠🚗 Real-Life Examples: This Happens Everywhere!

Example #1: The Café Sua Da Catastrophe ☕😱

Scenario: Vietnamese entrepreneur Linh creates a revolutionary portable Vietnamese coffee filter with a unique drip mechanism. She:

  1. ✅ Registers industrial design in Vietnam (March 2024)
  2. ✅ Showcases at international trade fair in Singapore (May 2024)
  3. ❌ Doesn't file in other countries

What happens next:

  • Korean company sees it at the fair
  • Files design registration in Korea (June 2024)
  • Blocks Linh's exports to Korea
  • Linh files invalidation lawsuit using her Vietnamese registration as prior art
  • Result: Linh "wins" but her design becomes public domain in Korea. Anyone can manufacture! 💀

Example #2: The Smartphone Case Crisis 📱

Real Case (Simplified): Small Chinese company invents innovative phone case. They:

  1. Post product photos on social media (September)
  2. File patent application (November)
  3. Try to enter US market (December)

Problem: Large US company found their public photos and filed first in the US (October). The Chinese company had to prove their social media posts were prior art, making the design public domain in the US. 😭


🤔 Did You Know? IP Trivia That'll Blow Your Mind! 💥

  1. The "Paris Priority Window" is EXACTLY 6 months for Industrial Designs 📅
    • File in Vietnam on January 1st
    • You have until June 30th to file in other countries with the SAME priority date
    • Miss it? Your Vietnamese filing becomes prior art against you! 😱
  2. Japan's Utility Model registration is INSANELY fast
    • Average time: 3-6 months (no substantive examination)
    • Patents: 2-5+ years
    • This speed is WHY opportunistic companies love GPHI! 🎯
  3. "Prior Art" is like a legal boomerang 🪃
    • Use it to attack others = You prove it's public
    • Prove it's public = YOU can't claim it anymore
    • It's a one-way street! ➡️❌
  4. Vietnamese inventors often come from humble backgrounds 🇻🇳💚
    • Many are farmers, agricultural engineers, mechanics
    • They invent to solve everyday problems, not for profit
    • They often want to share their innovations
    • IP awareness usually comes AFTER products go viral
    • By then, it's often too late! ⏰😢
  5. "Made in Vietnam" innovations face unique challenges 🌏
    • Language barriers in international filings
    • High costs (patent lawyers aren't cheap!)
    • Lack of IP education in technical schools
    • Cultural emphasis on sharing vs. protecting

💡 Pro Tips: How to Avoid the Duy Loi Tragedy

🚨 Golden Rule #1: FILE BEFORE YOU TELL 🤐

DO THIS: 📝

  1. Conceive your innovation
  2. Document it (lab notes, prototypes, dates)
  3. FILE your application (Vietnam first is fine!)
  4. THEN market, promote, showcase

DON'T DO THIS:

  1. Conceive innovation
  2. Post on social media 📱
  3. Go to trade shows 🎪
  4. Sell to customers 💰
  5. "Oh, maybe I should patent this?" 🤔💀

🚨 Golden Rule #2: Understand the Territorial Principle 🌍

Your Vietnamese registration protects you in: 🇻🇳

  • Vietnam ✅
  • Literally nowhere else ❌

To protect in multiple countries:

  • 🇯🇵 Japan → File in Japan
  • 🇰🇷 Korea → File in Korea
  • 🇺🇸 USA → File in USA
  • 🇪🇺 EU → File in EU (or individual countries)

"But filing everywhere is expensive!" 💸 Yes, it is. So choose strategically:

  1. Priority 1: Countries where you'll manufacture
  2. Priority 2: Your biggest target markets
  3. Priority 3: Countries where competitors might steal

🚨 Golden Rule #3: Master the Paris Convention Priority System 📅

How It Works (Simplified):

Day 1: File in Vietnam 🇻🇳
  ↓
[You have a priority window to file abroad]
  ↓
For Industrial Design: 6 months ⏰
For Utility Model/Patent: 12 months ⏰
  ↓
File in other countries WITHIN this window
  ↓
Those foreign applications get the SAME priority date as your Vietnamese filing!
  ↓
Your public disclosure AFTER Day 1 won't hurt you (in those countries)

Duy Loi's Mistake:

  • Filed in Vietnam: March 23, 2000 📅
  • Had until: September 23, 2000 to file in Japan (6 months) ⏰
  • Actually filed in Japan: NEVER ❌💀
  • Company X filed: February 2001 (too late for Duy Loi!) 😭

🚨 Golden Rule #4: Choose the Right Type of Protection 🎯

Industrial Design (KDCN): 🎨

  • Best for: Aesthetic features, ornamental shapes
  • Duration: 5-25 years (varies by country)
  • Examination: Moderate to strict
  • Cost: Medium

Utility Model (GPHI): ⚙️

  • Best for: Simple functional improvements
  • Duration: 10 years (Japan), 10 years (Vietnam)
  • Examination: Minimal or none (Japan), substantive (Vietnam)
  • Cost: Lower than patents
  • Speed: FAST (especially in Japan!)

Patent (Sáng chế): 🧬

  • Best for: Complex inventions, innovative processes
  • Duration: 20 years
  • Examination: Rigorous
  • Cost: High (especially international)
  • Speed: SLOW

The Duy Loi Case Lesson: Their folding mechanism was functional → Better suited for Utility Model → But they never filed internationally! 😰

🌿 Nature's IP Law: The Mimicry Arms Race

Believe it or not, nature has its own "intellectual property" battles! 🦋🐍

The Viceroy Butterfly vs. Monarch Butterfly 🦋

The Setup:

  • Monarch butterflies are toxic (predators avoid them) ☠️
  • Viceroy butterflies evolved to look almost identical to Monarchs
  • Predators can't tell the difference → Viceroys get free protection! 🛡️

Sound familiar? 🤔

  • Monarchs = Original innovator (Duy Loi)
  • Viceroys = Copycat species (Company X)
  • Predators = Market consumers (can't tell the difference!)

The Twist: Scientists later discovered Viceroys are ALSO toxic! They're not copycats—both species benefit from looking alike (Müllerian mimicry). In the IP world, this would be like cross-licensing agreements where both parties win! 🤝✅


The Cuckoo Bird Strategy 🐦🥚

Cuckoos lay eggs in other birds' nests. The host bird:

  1. Can't tell the difference (egg mimicry!)
  2. Raises the cuckoo chick as its own
  3. The cuckoo chick often pushes out the host's real eggs! 😱

IP Parallel:

  • Cuckoo egg = Opportunistic IP filing by competitor
  • Host nest = Your market/territory
  • Real eggs = Your actual innovation
  • Result = Your own creation pushes you out! 💔

Nature's Lesson: Establish your territory FIRST or risk being displaced! 🏴‍☠️

🗣️ Call to Action: Your Turn to Share!

We want to hear from YOU! 💬

Have you or your company ever:

  • 🤦‍♂️ Lost IP rights due to premature disclosure?
  • 🎉 Successfully protected an innovation internationally?
  • 💡 Learned an IP lesson the hard way?
  • 🤔 Struggled with balancing IP costs vs. protection?
  • 🚀 Built a startup and navigated IP challenges?

Vietnamese inventors, we especially want your stories! 🇻🇳

Many Vietnamese innovations come from:

  • 👨‍🌾 Farmers solving agricultural problems
  • 👨‍🔧 Mechanics improving machinery
  • 👩‍🏫 Teachers creating educational tools
  • 🏘️ Communities addressing local needs

These inventors often:

  • ✅ Want to share innovations to help people
  • ❌ Don't initially think about IP protection
  • ⚠️ Only learn about IP after products go viral
  • 😰 Face challenges when expanding internationally

Does this sound like your journey? Tell us about it! 📖


Questions for Discussion: 🤔

  1. Should Vietnam have stronger programs to educate inventors about IP before they commercialize?
  2. Are international IP filing costs too high for small Vietnamese businesses?
  3. Should there be a "grace period" for small inventors who publicly disclose before filing?
  4. How can Vietnamese startups compete globally when IP protection is so expensive?

Drop your thoughts, experiences, and questions in the comments! Let's build a community of IP-aware Vietnamese innovators! 💪🇻🇳


 #IntellectualProperty #IPProtection #VietnameseInnovation #StartupLaw #PatentLaw #IndustrialDesign #UtilityModel #ParisConvention #IPStrategy #MadeInVietnam #VietnameseBusiness #InternationalIP #PatentTrap #PriorArt #PublicDomain #InnovationProtection #LegalStrategy #IPEducation #EntrepreneurTips #StartupMistakes #delulu.vn #NgocPrinny


🚨 Fun But Serious: A Brief Legal Disclaimer 🚨

Hey there, legal explorer! 🕵️‍♀️ Before you go...

  • This article is like a GPS, not a self-driving car 🗺️🚗 It'll show you the route, but you still need to steer!
  • Every innovation's journey is unique 🦄 Your mileage may vary wildly!
  • For real-world IP battles, summon a professional legal wizard 🧙‍♂️⚖️ (May we suggest Thay Diep & Associates Law Firm? They specialize in IP and know the battlefield!)

Remember: Reading this doesn't make you a patent attorney, just like watching "Iron Man" doesn't give you an arc reactor! 🦾😉

IP law is COMPLEX. International IP law is EXPONENTIALLY MORE COMPLEX. If you have a genuine innovation worth protecting, the cost of proper legal advice is nothing compared to the cost of losing your rights forever (just ask Duy Loi! 😭).


💝 Support Your Legal Ninja's Wellness Fund! 🍵

Enjoyed Ngọc Prinny's IP wisdom? Help keep this legal ninja healthy, caffeinated, and creating! ☕✨

Every deep-dive article like this is powered by:

  • 📚 Days of research through technical patents and legal documents (not hours—DAYS!)
  • ⚖️ 10+ years of IP legal expertise in Vietnam and international markets
  • 📝 Creative storytelling to make complex IP law actually fun to read (not boring legalese!)
  • 🍵 Copious amounts of herbal tea (and occasionally stronger stuff when researching Japanese patent law at 3 AM 😅)
  • 💚 Genuine passion for helping Vietnamese innovators protect their brilliant ideas

If this article:

  • 💡 Taught you something valuable about IP protection
  • 😱 Made you realize you need to file ASAP
  • 🤔 Helped you avoid the Duy Loi tragedy
  • 📤 Is worth sharing with other Vietnamese innovators

...then please consider treating me to a healthy green tea! ☕💚

Your support directly enables:

  • ✨ More in-depth IP case analyses
  • 🌱 Educational content for Vietnamese startups
  • 😴 A well-rested legal ninja (who can write clearer articles!)
  • 💚 Better health (because researching patent law is STRESSFUL! 😵‍💫)

[☕ Buy Ngọc Prinny a Stress-Relief Green Tea! 💚]

Every contribution goes toward maintaining sanity, health, and the ability to translate mind-numbing patent documents into readable English! 🙏✨

For Vietnamese inventors with limited budgets: I get it. 💙 File your patents first, support me later. Your innovation comes first! But if this article saved you from making a costly mistake, consider sharing it instead—that's support enough! 📢🇻🇳


✨ Parting Wishes from Your IP Guardian ✨

If you're reading this late at night 🌙 → Sweet dreams! May your innovations be well-protected and your priority deadlines always be met! Sleep well knowing you're now IP-smarter! 😴💫

If you're reading this in the morning ☀️ → Have an amazing day filled with brilliant ideas! May all your filings be successful and your competitors respectful! ☕🚀

If you're an inventor/entrepreneur 💡 → May your innovations change the world! But PLEASE file your IP first! Future you will thank present you! 🙏✅

If you're reading this while procrastinating on filing 📱 → STOP READING. GO FILE YOUR APPLICATION. RIGHT NOW. This article will still be here after you've submitted! ⏰🏃‍♂️💨

If you're a Vietnamese innovator 🇻🇳 → Your creativity and problem-solving skills are AMAZING! The world needs more "Made in Vietnam" innovations. But protect them first, THEN conquer the world! 💪🌏


Whatever time it is, wherever you are, whatever you're inventing:

Thank you for taking this IP journey with me! The Duy Loi story is tragic, but it doesn't have to be YOUR story. Learn from their sacrifice, protect your innovations properly, and go forth to conquer international markets—LEGALLY! 🏴‍☠️⚖️✅

One final thought: Innovation without protection is like building a house without walls. Sure, everyone can see your beautiful furniture... but they can also walk in and take it. 🏠🚪💔

Build those walls first. 🧱🛡️

Until next time, this is Ngọc Prinny, your friendly neighborhood IP guardian, signing off! ⚖️✨

Wednesday, November 5, 2025

Why Notarization Matters: The Surprising Cost of Missing Page Numbers! 🔢⚖️

 

Etymology Corner 📚✨

Notary comes from the Latin notarius, meaning "shorthand writer" or "secretary." These ancient scribes were trusted to record official statements and transactions accurately. Fast forward to today, and notaries remain guardians of legal authenticity—except now they have to count pages too! 😄



The Nutshell Version 🥜

Here's the deal: In Vietnam, notarization isn't just bureaucratic red tape—it's a sophisticated legal service provided by licensed professionals who stake their reputation (and wallet!) on getting every detail right. Even something as seemingly minor as forgetting to number pages in a multi-page document can trigger fines between 1-3 million VND! 💸

Let's dive into why this matters and what makes notarization so crucial for your legal safety! 🛡️


🎯 Key Takeaway: Notaries Are Legal Ninjas, Not Paper-Pushers!

What Makes Notaries Special? 🌟

Notaries in Vietnam are:

  • 🎓 Professionally trained specialists with legal expertise
  • 🏅 State-licensed practitioners with official credentials (thẻ công chứng viên)
  • ⚖️ Legally liable for their work—they can't just shrug and say "oops!"
  • 🏆 Competitive service providers who must deliver quality to survive in the market

Think of them as legal quality assurance engineers for your important documents! 🔍✅


📊 Infographic: The Anatomy of Notary Penalties

┌─────────────────────────────────────────┐
│   NOTARIZATION VIOLATION LEVELS 🚦      │
├─────────────────────────────────────────┤
│ 💚 MINOR (1-3M VND)                     │
│  • Forgot to number pages (2+ pages)    │
│  • Missing notary card while working    │
│  • Incomplete request forms             │
├─────────────────────────────────────────┤
│ 💛 MODERATE (3-7M VND)                  │
│  • Wrong notarization format            │
│  • Technical errors in corrections      │
│  • Improper off-site notarization       │
├─────────────────────────────────────────┤
│ 🧡 SERIOUS (7-10M VND)                  │
│  • Missing signatures/seals             │
│  • Unauthorized disclosure              │
│  • No witness for required cases        │
├─────────────────────────────────────────┤
│ ❤️ SEVERE (10-35M VND+)                 │
│  • Conflict of interest violations      │
│  • Using someone else's notary license  │
│  • Practicing without proper license    │
└─────────────────────────────────────────┘

## 🏠🚗 Real-Life Examples: When Page Numbers Save the Day!

 

###  Case #1: The House Sale Gone Wrong 🏡

 

 Mr. Nguyen  sold his house to  Ms. Tran  with a notarized contract. The notary forgot to number the pages. Later, someone slipped in an extra page with different terms! Without page numbers, proving which version was authentic became a nightmare. The notary faced a 2 million VND fine, and Mr. Nguyen spent months in legal battles.

 

 Lesson:  Page numbers = document integrity! 📄✅

 

###  Case #2: The Business Partnership Drama 🤝💼

 

 Three friends  started a company with a notarized partnership agreement (5 pages). The notary didn't number them. When disputes arose, Partner C claimed page 3 "never existed" in the original. Chaos ensued! The notary got fined AND had their license suspended for 1 month.

 

 Lesson:  Every page counts—literally! 🔢

 

---

 

## 🤔 Did You Know? Legal Trivia Time!

 

1.  Ancient Romans  had notaries who witnessed wills and contracts—page numbers weren't needed because they wrote on continuous scrolls! 📜

 

2. In Vietnam, notaries can be  personally sued  for damages if their negligence causes losses. That's why they carry professional liability insurance! 🛡💰

 

3. The most common notarization mistake? Not checking if the client  actually read  what they're signing! 👀📝

 

4. Notaries must keep records for  20 years —longer than most people keep their old phones! 📱➡🗄

 

5. There's a  special notary database  where all notarized documents are registered. It's like a blockchain before blockchain was cool! 🔐

 

---

 

## 💡 Pro Tips: How to Make Notarization Smooth & Legal

 

###  For Clients:

 

-  Review everything  before signing—notaries verify your signature, not your understanding! 🧐

-  Bring original documents —no photocopies for verification! 📄

-  Ask questions —good notaries explain, great notaries ensure you understand! 💬

-  Check credentials —make sure you see their official notary card (thẻ công chứng viên)! 🎫

 

###  What Good Notaries Do:

 

- 🔢 Number every page (duh!)

- 📝 Record everything in official registers

- 🆔 Verify your identity thoroughly

- 📋 Explain legal implications clearly

- 🔒 Maintain confidentiality

- Meet deadlines (usually within legal timeframes)

 

---

 

## 🌿 Nature's "Notaries": Patterns That Ensure Authenticity

 

Ever notice how  tree rings  🌳 work like natural page numbers? Each ring tells the story of one year—you can't fake them or slip extras in! Nature's way of ensuring document integrity is actually similar to why we number pages:

 

-  Sequence matters  🔢

-  Tampering is obvious  🚫

-  Trust through transparency  🔍

-  Long-term verification  

 

Similarly,  DNA sequences  🧬 are nature's notarization—unique, ordered, and nearly impossible to forge without detection!

 

📝 Quiz Time: Test Your Notarization IQ!

Question 1: What's the fine range for not numbering pages in a 2+ page notarized document?

  • A) 500K - 1M VND 💵
  • B) 1M - 3M VND 💸
  • C) 5M - 10M VND 🤑
  • D) No fine, just a warning ⚠️

 

Answer: B  - 1,000,000 to 3,000,000 VND according to Article 15, Section 1a of Decree 82/2020/ND-CP! 🎯   

Question 2: What happens if a notary notarizes a document related to their spouse's property?

  • A) Nothing, it's okay 👌
  • B) Small fine (3-7M VND) ⚠️
  • C) Bigger fine (10-15M VND) + license suspension 🚫
  • D) They get a bonus for family service! 🎁

Click for answer! 👇

 Answer: C  - This is a conflict of interest violation with fines of 10-15M VND plus potential 1-3 month license suspension! (Article 15, Section 4b) 😱

Question 3: True or False: Notaries compete with each other for clients, just like private businesses.

  • A) True
  • B) False

 

  Answer: A - TRUE!  🎉 Notaries are professional service providers who must maintain quality and reputation to attract clients. They're not government employees doing mindless paperwork—they're legal professionals running competitive practices! 🏆

 

🎯 The Big Picture: Why All This Matters

Notarization ≠ Bureaucratic Checkbox ❌📋

Notarization = Legal Armor ✅🛡️

When you get a document properly notarized:

  • Authenticity is verified (the document is the real deal)
  • 🔐 Parties are identified (no identity theft shenanigans)
  • 📸 Moment is frozen in time (official timestamp of agreement)
  • ⚖️ Legal enforceability increases dramatically (courts take it seriously)
  • 🛡️ Liability protection (if something goes wrong, the notary's insurance may help)

Why Notaries Take It So Seriously 🎯

Personal Liability + Professional Pride + Financial Stakes = Meticulous Work

  • They can lose their license (career over!) 💼❌
  • They face fines (money out of pocket!) 💸
  • They risk legal action (lawsuits!) ⚖️😰
  • They damage their reputation (clients flee!) 👥➡️🚪

So yes, they WILL count those pages! 🔢✅


🗣️ Your Turn: Share Your Notarization Stories!

Have you ever:

  • 🤦‍♂️ Experienced a notarization mishap?
  • 🎉 Been saved by proper notarization?
  • 🤔 Wondered why something needed to be notarized?
  • 💡 Learned something surprising about notaries?

Drop your stories in the comments below! We'd love to hear about your experiences with Vietnam's legal documentation system. Did a notary save the day? Or did missing page numbers cause you trouble?

Hit that share button if you found this useful! 📱💫 Your friends buying houses or starting businesses will thank you! 🏡🤝

#VietnameseLaw #Notarization #LegalTips #CôngChứng #DocumentAuthentication #LegalCompliance #VietnamBusiness #PropertyLaw #ContractLaw #LegalServices #NotaryPublic #DecreeNo82 #AdministrativePenalties #LegalDocumentation #VietnameseLegalSystem


🚨 Fun But Serious: A Brief Legal Disclaimer 🚨

Hey there, legal explorer! 🕵️‍♀️ Before you go...

  • This article is like a map, not a teleporter 🗺️ It'll guide you, but won't zap your problems away!
  • Each legal journey is unique 🦄 Your mileage may vary!
  • For real-world quests, seek a professional legal wizard 🧙‍♂️ (May we suggest Thay Diep & Associates Law Firm? They're the real deal! ⚖️✨)

Remember: Reading this doesn't make you a lawyer, just like watching "Top Chef" doesn't make you Gordon Ramsay! 👨‍🍳😉


💝 Support Your Legal Ninja's Wellness Fund! 🍵

Enjoyed Ngọc Prinny's witty legal wisdom? Help keep this ninja healthy and energized! ⚡

Every article is powered by:

  • 📚 Hours of research through dense legal documents
  • ⚖️ Legal expertise spanning 10+ years in Vietnamese law
  • 📝 Creative storytelling to make law fun (not snooze-worthy!)
  • 🍵 And LOTS of herbal tea! (seriously, so much tea)

If my posts have helped you navigate Vietnam's legal labyrinth, consider treating me to a healthy green tea! 🍃☕ Your support helps keep:

  • ✨ The legal puns flowing
  • 🌱 The knowledge growing
  • 😴 This ninja well-rested for better content!
  • 💚 My health maintained (because writing about law at 2 AM isn't exactly wellness-approved!)

[☕ Buy Ngọc Prinny a Green Tea! 💚]

Every contribution goes toward maintaining health, sanity, and the ability to translate legalese into human-speak! 🙏✨


✨ Parting Wishes from Your Legal Companion ✨

If you're reading this in the evening 🌙 → Sweet dreams! May your legal documents be properly numbered and your contracts ever in your favor! 😴💫

If you're reading this in the morning ☀️ → Have a fantastic day filled with energy and joy! May all your notarizations be swift and all your pages be properly counted! 🎉🔢

If you're reading this during a coffee break ☕ → Enjoy your brew! May your afternoon be productive and your paperwork drama-free! 💼✨

If you're reading this while procrastinating 📱 → No judgment! But maybe... go get that document notarized now? Future you will thank present you! 😄🙏

Whatever time it is, wherever you are: Thank you for spending time with me exploring the surprisingly fascinating world of notarization! Stay curious, stay legally compliant, and remember—page numbers matter! 🔢❤️

Until next time, this is Ngọc Prinny, your friendly neighborhood legal ninja, signing off! ⚖️✨


P.S. Still have questions about notarization? Comment below or contact a licensed notary! And hey, if you found this helpful, your friends probably will too! Share the knowledge! 📤💕

Sunday, November 2, 2025

🏠💀 "Death Pledge" vs. "Put Your Money Down": Can You Deposit on a Mortgaged Property in Vietnam? The 40-Billion-VND Answer Will Shock You!

📖 Etymology Corner: Two Words Enter, One Deal Exits

Let's start with a little word history before we dive into the drama! 🧠

"Mortgage" comes from Old French mort gaige — literally "death pledge" 💀🤝 The deal "dies" when either the debt is fully paid off... or when the whole thing collapses spectacularly.

"Deposit" derives from Latin depositus — meaning "to put down." You're literally putting your money down as a promise. 💵⬇️

So the real question this article answers is:

What happens when you try to "put your money down" on a property that's already in a "death pledge" with a bank? 🤔💥

Welcome to one of Vietnam's most misunderstood property law scenarios — where one missing bank consent letter turned into a 40-billion-VND lesson. 💸

Let's untangle this mess! 🧶



🌌 In a Nutshell: The Burning Question

"Can I make a deposit contract — or grant a power of attorney — for property that's currently mortgaged to a bank?" 🏠🔒

The answer: IT DEPENDS. (Classic lawyer answer, right? 😅)

According to Official Guidance No. 60/2024 from the Department of Judicial Support:

YES, you CAN. Notaries CAN notarise:

  • Deposit contracts
  • Power of attorney documents

...involving mortgaged property.

BUT — and this is a big but — three critical conditions must be met:

  1. The transaction must be legal ⚖️
  2. The transaction must be authentic 🔍
  3. It must comply with:
    • Civil Code 2015 (Articles 317–323, 328, 562–569)
    • Land Law 2013 (Article 188)
    • Housing Law 2014 (Article 10)

🚨 In some cases, you NEED the bank's written consent (the mortgagee must approve!)

Watch out for fake transactions (Civil Code Article 124) — using a deposit contract to disguise another deal. Courts can and will declare these void.

Translation: You can do it, but it's complicated. And if you do it wrong, a court will make you very, very sorry. 🤹


📊 INFOGRAPHIC: The Two Paths — Legal Route vs. Disaster Route



 

⚖️ Part 1: The Legal Framework — What the Law Actually Says

Three statutes govern whether your mortgaged-property deposit is valid or a lawsuit waiting to happen:

📜 Civil Code 2015 — Articles 317–323, 328, 562–569

  • Articles 317–323: Rules on mortgage of assets
  • Article 328: The deposit penalty clause — if the receiver (seller) breaches, they must return the deposit AND pay a penalty equal to the deposit amount. That's 2× the deposit total. 💸💸
  • Articles 562–569: Power of attorney provisions

🏗️ Land Law 2013 — Article 188

Mortgaged land CAN be transferred — but only if the transfer follows proper procedures, including the mortgagee's involvement where required.

🏢 Housing Law 2014 — Article 10

Same principle for housing: mortgaged property can change hands under the right conditions — but shortcuts will cost you.

🚨 Civil Code 2015 — Article 124 (The Fraud Trap)

If a deposit contract is actually a disguised transaction for something else, courts can declare the entire arrangement void. This is what lawyers call "simulated transactions" — or what the rest of us call "trying to be clever and getting caught." 😂


🏆 Part 2: The Supreme Court Mega-Case — Decision No. 21/2023

This is the case that settles the question — and the numbers involved will make your eyes water. 👀

🎭 Cast of Characters

Character Role
Henry (older brother) Co-owner seller
Harold (younger brother) Co-owner seller
Ms. Taylor Buyer / investor
Delta Bank The mortgagee (the silent but very important player)
T Company The original borrower who mortgaged the land

📖 The Story: April 26, 2018 — The Deal Is Made ✍️

Henry and Harold agreed to sell a large parcel of land to Ms. Taylor:

  • 📏 Total area: 4,415.3 m²
  • 💵 Sale price: 205 billion VND (~USD 8.5 million)
  • 💰 Deposit paid: 20 billion VND (~USD 830,000)
  • Timeline: 120 days to complete all paperwork

Henry and Harold committed in writing to:

  1. Obtain title certificates for the uncertified 979.7 m² portion
  2. Convert 600 m² to residential land use
  3. Release the mortgage
  4. Then complete the full transfer

The hidden problem? 😱 The land was mortgaged to Delta Bank. Henry and Harold needed to first settle T Company's debt — and they promised they could manage it. Could they? Spoiler: no.


⏰ What Happened — The Timeline of Broken Promises

May 8, 2018: Both brothers submitted applications for the additional title certificates ✅

120 days later (late August 2018):

  • ❌ Titles not issued
  • ❌ Mortgage still in place
  • ❌ Transfer impossible

February 12, 2019: Harold wrote a commitment letter stating he would return the deposit plus penalty within 30 days. 😰

March 2019: Still nothing. ❌

May–June 2019: More commitment letters — this time with Henry's signature too. Still no action. ❌❌

July 30, 2019: Ms. Taylor finally filed suit. ⚖️💥


🎢 The Legal Roller Coaster: Four Courts, Four Decisions

This case went through four levels of the Vietnamese court system — and it changed direction at every turn.


🏛️ First Instance Court — June 19, 2020

Decision:

  • ❌ Rejected Henry and Harold's claim that the deposit contract was void
  • ✅ Ordered return of the 20 billion VND deposit
  • Rejected Ms. Taylor's claim for the penalty

Reasoning:

"The deposit contract is independent and valid, even though the property was mortgaged — but the penalty clause does not apply here."

Ms. Taylor's recovery: 20 billion VND 😐


🏛️ Appellate Court — September 1, 2020

Plot twist #1! 🌪️

Decision:

  • ✅ Confirmed: deposit contract valid
  • ✅ Applied the penalty provision
  • 💰 Ordered Henry and Harold to pay 40 billion VND total (20B return + 20B penalty)

Reasoning:

"Henry and Harold had a clear contractual obligation to handle all procedures necessary for transfer — including releasing the mortgage. They failed. Breach means penalty."

Ms. Taylor's recovery: 40 billion VND 🎉


🏛️ Supervisory Review (Provincial High Court Level) — August 23, 2022

Plot twist #2! 😱

Decision:

  • 🔄 Reversed the Appellate Court
  • ✅ Reinstated the First Instance ruling
  • 💰 Back to only 20 billion — no penalty

Reasoning:

"The contract might be problematic because the property was mortgaged at the time of signing..."

Ms. Taylor's recovery: back to 20 billion VND 😤


🏛️ Supreme Court Final Decision — July 19, 2023

The final plot twist — and the definitive answer! 🎭

Decision No. 21/2023:

  • ❌ Reversed the Supervisory Review
  • ✅ Upheld the Appellate Court
  • 💰 FINAL ORDER: 40 billion VND total. Henry and Harold lose.

Ms. Taylor's recovery: 40 billion VND 🏆


🎯 Why Did the Supreme Court Rule This Way? Five Key Points

[1] The deposit contract is an independent contract ✅ It is valid on its own. Its purpose is to guarantee a future sale. Its validity is not automatically defeated by the existence of a mortgage.

[2] The object of the deposit ≠ the mortgaged asset itself 🎯 The parties were depositing on the transfer transaction — not literally depositing the mortgaged land. This is a subtle but legally significant distinction.

[3] The sellers' obligations were written clearly 📋 The contract plainly stated: "Must complete title procedures. Must release mortgage. Must enable transfer." No ambiguity.

[4] Who failed? The sellers — and the evidence proves it 🔍 Henry and Harold argued the land registry office was slow. The court found zero evidence to support this. What the court did find: repeated commitment letters in which the brothers admitted they had the obligation — and simply hadn't fulfilled it. The mortgage remained. The bank still held its claim. Transfer was impossible.

[5] Breach triggers the penalty clause ⚖️ Civil Code Article 328 and the plain text of the deposit contract's Article IV both stated: if the seller fails, they return the deposit and pay a penalty equal to the deposit. 20 + 20 = 40 billion. The maths was always there.

The lesson: If you promise to release a mortgage and fail, the deposit penalty clause will bite you — all the way to the Supreme Court. 🦈


🏠 Part 3: The Long An Case — Decision 52/2019

A shorter but equally instructive case from Long An Province.

Characters: Mr. Hugo and Mrs. Paula (sellers) vs. Mr. Tyler (buyer)

The story: Same pattern — mortgaged land, deposit paid, sellers couldn't release the mortgage in time.

The verdict:

  • ✅ Hugo and Paula must return the deposit
  • ✅ Hugo and Paula must pay the penalty
  • 🏖️ Bonus: Hugo and Paula must also reimburse Tyler for sand filling costs!

Why sand? Tyler had filled the land with sand to raise its level and increase its value — 44 truckloads × 10 m³ × 170,000 VND = 74.8 million VND. The court's reasoning: "You knew about the sand filling, you didn't stop it, the land benefited from it — you pay for it." 💰

Extra lesson: What happens to the land during the deposit period can become the seller's financial responsibility too. Even if it's 44 trucks of sand. 🚛


🤔 DID YOU KNOW? Fun Legal Trivia!

🤔 Did you know that "mortgage" literally means "death pledge" — the deal "dies" when the debt is paid or when default occurs? No wonder signing one feels existentially heavy. 💀

🤔 Did you know that under Civil Code Article 328, sellers always have more to lose from a deposit breach than buyers? If the seller breaches: they return the deposit AND pay equal penalty = 2× loss. If the buyer breaches: they merely forfeit the deposit = 1× loss. The law puts more pressure on the party making promises. ⚖️

🤔 Did you know that the Supreme Court in Decision 21/2023 explicitly classified the deposit contract as an independent contract — separate from and not subordinate to the eventual sale contract? This is why it remained fully enforceable even though the underlying sale never completed.

🤔 Did you know that Vietnam's Land Law (Article 188) specifically permits the transfer of mortgaged property — it's not automatically illegal — but it does require following correct procedures? Many people assume mortgaged land can't be sold at all. Wrong. It just can't be sold carelessly. 🏗️

🤔 Did you know that Civil Code Article 124's "fake transactions" rule is sometimes used to challenge deposit contracts that were actually disguised purchase agreements? Courts have declared entire arrangements void where the deposit was really just a mechanism to circumvent transfer restrictions. Legal catfishing! 🎣😂


🌿 COMPLIANCE & NATURE: The Unusual Parallel

Nature 🌿 Property Law ⚖️
Lions marking territory with scent Property owners marking assets with legal title certificates
Multiple predators claiming the same watering hole 🦁🐆 Bank (mortgage) + Buyer (deposit) + Seller — all claiming the same asset
A bird building a nest on a branch that's already occupied 🐦 Making a deposit on land that already has a mortgage
Wolves communicating before claiming territory 🐺 All parties disclosing their claims before signing anything
Evolution favouring transparent communicators over solo operators Courts consistently favouring sellers who disclose mortgages over those who hide them

The lesson: In nature, the animals that communicate territory clearly have fewer costly fights. Henry and Harold skipped the disclosure step — and paid 40 billion VND for it. Be the wolf that talks first. 🐺🗣️


💡 TIPS: How to Not Lose 40 Billion VND (Or Even 40 Million)

🛡️ For Sellers with Mortgaged Property

✅ DO:

  1. Disclose the mortgage immediately. Before any deposit conversation. Before anyone picks up a pen. Full transparency is cheaper than penalties.
  2. Get the bank's written consent before signing any deposit contract. Verbal "it should be fine" doesn't count.
  3. Set a realistic timeline. Know exactly how long your bank's mortgage release process takes — and add buffer. Under-promise and over-deliver.
  4. Have a backup plan. What if you can't pay off the loan in time? Can a family member bridge the gap? Can the buyer's deposit money go directly to the bank? Plan this before signing.
  5. Keep records of everything. Every bank communication, every submission, every response. If you're ever blamed for delay, you need evidence — not just commitment letters.

❌ DON'T:

  1. Promise timelines you can't control (bureaucratic delays are real — but "real" doesn't mean "your fault in court")
  2. Sign deposit contracts before confirming the mortgage release process
  3. Assume penalty clauses are just boilerplate that courts ignore
  4. Use a buyer's deposit funds for anything other than paying off the mortgage

🛡️ For Buyers Considering Mortgaged Property

✅ DO:

  1. Check official land records. Request the title certificate. If it says "mortgage," you need to know exactly what that means before you sign anything.
  2. Demand a bank letter. Get written confirmation from the mortgagee bank — the outstanding debt amount, the release process, and the timeline.
  3. Keep your deposit proportionate. 10–15% of the purchase price is standard. A larger deposit means larger exposure if the deal falls apart.
  4. Write everything into the contract: Who pays off the mortgage? By when? What happens if the deadline is missed? What is the penalty calculation? Leave nothing to interpretation.
  5. Consider escrow. Have the deposit (or the mortgage payoff amount) held in an escrow account released only upon mortgage clearance — not handed directly to the seller.
  6. Need notarisation help? Visit Thu Thiem Notary Office to ensure your documents are properly authenticated. 📋

❌ DON'T:

  1. Trust verbal promises — especially "no problem, I'll sort the bank out"
  2. Accept vague timelines like "a few months"
  3. Transfer large sums before seeing mortgage clearance documentation
  4. Skip the official records check because the seller seems trustworthy

🛡️ For Software Providers and Notaries

✅ DO:

  1. Verify mortgage status before notarising any deposit contract on property
  2. Flag cases where bank consent appears absent
  3. Advise all parties on the Civil Code Article 328 penalty implications upfront

⚖️ Need legal guidance on a specific property transaction? Thầy Điệp & Associates Law Firm specialises in exactly these scenarios.


🏠🚗 Real-Life Examples: Same Scenario, Two Completely Different Endings

✅ Example 1 — The Smart Way

Mr. Anderson owns land worth USD 500,000 — with a USD 200,000 bank mortgage remaining. He wants to sell to Ms. Bennett.

What Anderson does right:

  • Day 1: Tells Bennett about the mortgage immediately
  • Day 2: They visit the bank together; the bank confirms the debt and the 15-day release timeline
  • Day 3: Contract is signed with crystal-clear terms:
    • Deposit: USD 50,000
    • Bennett advances USD 200,000 → goes directly to bank via escrow
    • Mortgage release within 20 days
    • Remaining USD 250,000 paid upon title clearance
    • Penalty clause: if Anderson fails, return USD 50,000 + USD 50,000 penalty

Result: Day 18 — mortgage released. Day 22 — transfer complete. No lawyers needed beyond the initial contract drafting. 🎉


❌ Example 2 — The Disaster

Mr. Charlie owns equivalent land. Same mortgage. Same buyer (Ms. Delta). Different approach.

What Charlie does wrong:

  • Doesn't mention the mortgage
  • Delta deposits USD 100,000 based on "no problems!"
  • Contract is vague: "Charlie will handle paperwork" with no timeline, no mention of the bank
  • Week 8: Charlie still hasn't paid the bank — and has spent part of Delta's deposit on other things
  • Week 12: Delta sues

Result: Court orders Charlie to pay USD 200,000 (USD 100,000 return + USD 100,000 penalty). Charlie's credit is destroyed. Delta gets the money back but not the land, and loses 2 years to litigation. The lawyers are the only winners. 💼💰

The only difference between these two outcomes: communication, transparency, and a properly drafted contract. 📢✅


🚗 Example 3 — The Car Version (for those who find land law abstract!)

You see a Toyota Camry for sale at USD 30,000. The owner still owes the bank USD 15,000.

The smart approach:

  1. Owner discloses the USD 15,000 loan immediately
  2. You deposit USD 3,000
  3. You advance USD 15,000 → goes directly to the bank via escrow
  4. Bank releases the lien
  5. You pay the remaining USD 12,000
  6. Car is yours 🚗🎉

The disaster approach:

  1. Owner doesn't mention the USD 15,000 loan
  2. You deposit USD 5,000
  3. Owner goes on holiday with your deposit 🏖️
  4. Transfer day: surprise lien!
  5. Owner can't clear it
  6. You get USD 10,000 back eventually — but no car, and months of your life gone ⏰💸

📝 QUIZ: Test Your Property Law Knowledge!

Let's see if you'd survive a 40-billion-VND situation! 🧐

Question 1: Can you make a deposit on mortgaged property in Vietnam?

  • A) Never — it's illegal
  • B) Always — no restrictions
  • C) Yes, but following proper procedures and sometimes requiring bank consent
  • D) Only if the bank is also a party to the deposit contract

Question 2: According to Supreme Court Decision 21/2023, if the seller fails to release the mortgage and complete the transfer, the total amount the buyer receives is:

  • A) The deposit only
  • B) The deposit plus 10%
  • C) The deposit plus a penalty equal to the deposit (2× total)
  • D) Whatever the court feels is fair

Question 3: A deposit contract for mortgaged property is:

  • A) Always void
  • B) Valid only if the bank notarises it first
  • C) An independent, valid contract — but the seller must still fulfil their obligations
  • D) Valid only if signed at a notary office

Question 4: What did Henry and Harold fail to prove in their defence?

  • A) That the land registry office caused the delay
  • B) That the deposit contract was valid
  • C) That they had signed commitment letters
  • D) That Ms. Taylor had breached the contract

Question 5: In Decision 52/2019, why did the court order the sellers to reimburse sand filling costs?

  • A) It was in the deposit contract
  • B) The law requires it automatically
  • C) The sellers knew about it, didn't stop it, and the land benefited from it
  • D) The buyer was a construction company

Question 6: Civil Code Article 124 is about:

  • A) Deposit penalties
  • B) Mortgage registration
  • C) Fake / simulated transactions that can be declared void
  • D) Land transfer fees

Question 7: What is the best protective measure for a buyer of mortgaged property?

  • A) Trust the seller completely if they seem honest
  • B) Pay the full price upfront to show good faith
  • C) Check official records, get a bank letter, use escrow, and ensure clear contract terms
  • D) Wait until the mortgage is released before even discussing price

Question 8: If a deposit deadline passes and the seller still hasn't released the mortgage:

  • A) The buyer must wait until the seller is ready
  • B) The deposit penalty clause activates — seller must return deposit plus pay equal penalty
  • C) The property automatically transfers to the buyer
  • D) The bank takes over the negotiations

Score:

  • 8/8 ✅ → You're ready for property law finals! 🏆⚖️
  • 6–7/8 ✅ → Almost there — review the tricky distinctions!
  • 4–5/8 ✅ → Re-read the Supreme Court section! 📖
  • 0–3/8 ✅ → Start from the etymology and work your way through. Slowly. With tea. 🍵😄

🗣️ CALL TO ACTION

Have you ever dealt with mortgaged property transactions? 🤔

👇 Drop your questions, "I almost made this mistake!" moments, or property horror stories in the comments below!

💼 Have you:

  • 📋 Dealt with mortgaged property deposit contracts?
  • 💰 Made a deposit without knowing the property was mortgaged?
  • 🏦 Had to negotiate with a bank for mortgage release?
  • ⚖️ Been involved in a deposit contract dispute?
  • 😱 Discovered a hidden mortgage after signing?

Your experience could save someone from a 40-billion-VND mistake! 🦸

📩 Need property transaction legal support? Thầy Điệp & Associates Law Firm handles exactly these scenarios. For notarisation needs, visit Thu Thiem Notary Office. ⚖️


#Vietnam #PropertyLaw #MortgagedProperty #DepositContract #SupremeCourtVietnam #CivilCode2015 #RealEstateVietnam #LandLaw #DepositPenalty #BankMortgage #PropertyDispute #NgocPrinny #deluluVN #LawInVietnam #NotaryVietnam #PropertyRights #LegalCase #HCMCRealEstate #VietnamLaw #ThuThiemNotary



🚨 Fun But Serious: A Brief Legal Disclaimer 🚨

Hey there, legal explorer! 🕵️

Before you go...

This article is like a GPS, not a self-driving car 🗺️ — it'll guide you toward the destination, but you still need to steer. And sometimes GPS says "turn left into a lake." 🌊😅

Every property deal is unique 🦄 — your specific land, your specific bank, your specific contract terms all matter. One case does not predict YOUR outcome.

For real-world property transactions — especially involving mortgages and deposits — consult a professional legal expert ⚖️ — may we suggest Lawyer Lê Thị Kim Dung & Lawyer Nguyễn Văn Điệp at Thầy Điệp & Associates Law Firm? Need notarisation? Thu Thiem Notary Office is ready to help. 📋

Remember: Reading about Decision 21/2023 doesn't make you a property lawyer, just like watching "Suits" doesn't mean you pass the bar! 📺⚖️😄

📄 Full disclaimer here

#LegalInfo #delulu.vn #NotLegalAdvice #ConsultAPro #NgocPrinny


💝 Support Your Legal Ninja's Wellness Fund! 🍵

Enjoyed Ngọc Prinny's witty legal wisdom? Help keep this ninja healthy, caffeinated, and legally sharp! ⚖️

Every article — especially ones involving Supreme Court rollercoasters through four levels of courts — is powered by:

  • 📚 Hours of reading dense court decisions that are NOT beach reading
  • ⚖️ 10+ years of legal expertise distilled into fun, accessible content
  • 📝 Creative storytelling that makes mortgage law actually interesting (it really can be!)
  • 🍵 A heroic quantity of herbal green tea
  • 💻 Late nights crafting infographics and memes so you don't have to read the raw judgment

If this article just saved you from a potential deposit penalty nightmare — consider treating Ngọc Prinny to a well-earned cup! 🌱

👉 Buy Ngọc Prinny a green tea here ☕

P.S. — If reading this just saved you from a potential 40-billion-VND mistake, maybe a few cups of tea are in order? 😉🍵🍵🍵


🌸 A Little Wish Just for You...

If you're reading this in the evening 🌙 — wishing you peaceful dreams, free of deposit penalty nightmares. May your commitments be fulfilled and your mortgages always released on time! 😴✨

If you're reading this in the morning ☀️ — wishing you clear titles, transparent sellers, and contracts so airtight they'd survive the Supreme Court on the first try. Go get that property! 🏡💪

If you're reading this before a property signing 🤝 — may your deposit be protected, your due diligence thorough, your contract ironclad, and the bank's consent in writing. You've got this. 📋⚖️

If you're reading this because your seller just told you "don't worry about the mortgage" ⚠️ — close this browser tab, open WhatsApp, and call a lawyer immediately. Henry and Harold also said "don't worry." Just saying. 🥷


Article authored by: Nguyễn Lê Bảo Ngọc (Ngọc Prinny) 

Consulted by: Lawyer Lê Thị Kim Dung & Lawyer Nguyễn Văn Điệp — Thầy Điệp & Associates Law Firm


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